Compliance obligation
Typically legally required for an office — typically renewing every year.
Status
Typically legally required
How often
Annual
Under
Employers' Liability (Compulsory Insurance) Act 1969
Employers' Liability Insurance is one of the obligations that typically applies to an office in the UK, under Employers' Liability (Compulsory Insurance) Act 1969. It needs renewing every year, and enforcement can follow if it lapses.
The full legislation: Employers' Liability (Compulsory Insurance) Act 1969.
Annual. Minimum GBP 5m cover. Must be continuous — any gap is a criminal offence.
GBP 2,500 per day without it; GBP 1,000 for not displaying certificate
Is employers' liability insurance a legal requirement for an office?
Employers' Liability Insurance typically applies to an office under UK law, under Employers' Liability (Compulsory Insurance) Act 1969.
How often does an office need employers' liability insurance?
Annual. Minimum GBP 5m cover.
What's the penalty for not having employers' liability insurance?
GBP 2,500 per day without it; GBP 1,000 for not displaying certificate
Keeval tracks employers' liability insurance against your actual premises, watches the renewal date, and keeps the certificate inspection-ready — free, for all your sites, no card.
Track it freeEmployers' Liability Insurance also applies to
Other offices obligations
See the full guide →This page highlights the obligation, frequency and penalties that typically apply to premises like yours in England & Wales — general information to help you act on your duties, not legal advice and not a definitive statement of your position. You remain the duty-holder; take your own professional advice where you need certainty. Keeval is a trading name of Brenkon Holdings Limited (no. 16987530).